There are generally two categories of cars modified " street racing " and " show cars " An example of a street car can be a Nissan Cube and exhibition of modified cars could be a Bowtie Deuce Roadster Leno 32 Des .. two races of street is much more difficult to achieve.
Why street cars are difficult to secure
Why insurance is harder to get for street cars is due to the type of modifications and driver type . Usually brokers street car , the changes include :
Performance modifications such as suspension, engine tuning , filters, exhausts and induction kits put their insurance because they make the fastest car that increases the likelihood of an accident.
Cosmetic changes such as dyes spoilers and body kits increase the premium, as it makes the car more attractive to thieves and vandals modified car insurance.
Drivers are generally younger , less responsible and are more likely to have accidents.
Now that you understand why getting insurance for a street car , Mitsubishi Lancer Evolution adapted to be expensive, you can go to the next step in finding insurance .
Get modified car insurance Street Racer
The first thing to note when purchasing an insurance is that you must make full disclosure of any change in your car. Undisclosed changes can not only reduce the value of your car should be an accident, but it can also be a reason for the insurance company to cancel his contract, making him responsible for all damages resulting from the accident . A good way to release your changes provide examples of cars like yours - same make and model year - with similar changes - selling more than you think your vehicle is worth . If you are worse , is to your advantage .
Why all the changes are not treated the same
Also note that all changes are treated the same . Although the addition of expensive wheels and boosters engine of your car 's value will increase, most likely will have a negative impact on your insurance. The reason is that the expensive tires and engine make your car more attractive to thieves . Also note that systems performance exhaust or body kits are almost always made on a case by case basis modified car insurance.
Although the changes mentioned negative impact on your insurance, adding a sophisticated alarm system car or providing more than one vehicle or pay your policy in full for the year will have a positive impact on your rates modified car insurance. Modified vehicles usually are not eligible for special discounts, the best you can do is reduce your risk profile . Used to reduce your premium , but in the long term, it will reduce the chances of an accident.
How to reduce your risk profile
These steps can help improve the way insurance companies you see :
Drive carefully. Obey traffic laws not speed in residential areas , and always wear your seatbelt .
Always lock your car when parking , and if you have access to a garage , use it.
Consider taking a course in high performance driving , where you will learn techniques to avoid slipping on a wet floor or lock the brakes when you leave modified car insurance.
While these tips will not necessarily have a direct impact on your insurance premium , they will help to enhance the reputation of the drivers of modified cars, which in turn put everything into a lower risk , which in turn lower premiums for everyone owners of performance cars modified car insurance.
Edge in South Africa Kade Phillips is a professional writer who specializes in writing insurance related to the comparison websites powered by Kanetix insurance , where you can compare modified car insurance quotes from Virginia Beach , or for items the lower insurance rates if you are from Canada.